> For the complete documentation index, see [llms.txt](https://docs.gofi.cash/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.gofi.cash/fees-and-revenue.md).

# Fees and revenue

GoFi earns a margin on every order. Revenue comes from usage, not from token sales, so the business stands on its own before the token launches.

| Product         | User pays                                            | How GoFi earns                                                                                                                        |
| --------------- | ---------------------------------------------------- | ------------------------------------------------------------------------------------------------------------------------------------- |
| eSIM data       | The plan price                                       | Margin over wholesale data cost. eSIM resellers typically keep 30–55% gross margin, and top-ups add 20–30% more revenue per customer. |
| Virtual numbers | Rental and renewal price                             | Margin on each rental and renewal; premium countries carry a higher margin.                                                           |
| Prepaid card    | $0 to issue, 1% per top-up, 1.5% FX on non-USD spend | Top-up and FX fees, plus a share of interchange from the issuer.                                                                      |
| Network fees    | Paid by the user in their wallet                     | None. Shown at checkout.                                                                                                              |

The card fees above are the launch schedule. GoFi plans to cut them toward the lowest in the market as card volume grows (see [Roadmap](/roadmap.md)).

The three products feed each other. A traveller who buys a data plan is the same person who needs a number to sign up and a card to pay. One checkout sells all three to the same user.


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